Latest Blog
Are our major banks a case of “Same Same”
24 November 2025
Reporting season for the four major banks has finished. Looking beyond the massive profits, they all released their strategic focus… – Every bank is planning to grow lending to businesses – Every bank is planning to reduce volume of loans from brokers and use inhouse lenders –
Read moreNon Disclosure – The Risks…
17 November 2025
When you visit a doctor, you tell them everything to allow them to help you. While we are not doctors, clients need to tell us everything in order to help. Lenders are great as discovering lots about you. Non disclosure can be a major set back when applying for
Read moreBuy Now Pay Later – BNPL
13 November 2025
Buy Now Pay Later “BNPL” facilities are a form of credit or debt. As a broker it is common for people not to disclose these facilities or they simply don’t consider them as a form of debt. There are limited background checks to obtain BNPL. This is part of
Read moreCredit Reports
13 September 2025
CCR or Comprehensive Credit Reporting is the technical name for your credit report. As the name suggests, credit reporting is becoming more indepth. It is not just a score, but an indepth report of your credit history and behaviours. How many times have you applied for credit. Have you made
Read moreWhat is a BFA?
12 July 2024
BFA stands for Binding Financial Agreement, which is a legal agreement to protect the interest of parties subject to the agreement. BFAs work similar to a prenup when entering into a relationship, but are also used in separations. In new relationships, one party may bring more to the relationship and
Read moreVICTORIAN TAX REVENUE
5 July 2024
Victoria’s recent state budget has provided an overview of wear tax revenue is derived: Financial Year FY2023 FY2024 Payroll $8.3b $10.6b Stamp Duty
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